Effective. Efficient. Expeditious.
Upload Your Loan Estimate –
We’ll Show You How to Save on Fees & Interest.
✔️ Save with a Free Loan Estimate Review
✔️ We Beat Competitor Pricing on Fees & Rates
✔️ Transparent, No-Obligation Comparison
Most lenders won’t tell you that their fees are padded, and their rates aren’t the best you can get. Small differences in fees and interest rates can cost you thousands over the life of your loan.
It’s all in the details. Lenders often add unnecessary costs, inflate origination fees, or offer rates that aren’t as competitive as they seem. Without knowing what to look for, you could be paying more than you should.
Often, lenders will suddenly “find” a way to lower their fees or offer a better rate—but only after getting caught. If they weren’t looking out for your best interest before, why should you trust them now? Shouldn’t they have given you their best deal the first time?
That’s where we come in. At New Point Lending, we analyze your Loan Estimate, break down the numbers, and show you a better deal—without the games, gimmicks, or sales pressure.
Step 1: Upload Your Loan Estimate or Provide Basic Info
Estimated Credit Score
Purchase Price & Down Payment
Loan Type (Conventional, FHA, VA, etc.)
Zip Code or State
We break down your Loan Estimate, exposing unnecessary fees and higher-than-market rates.
If you don’t have a Loan Estimate yet, we use your info to provide a free pre-qualification and show you real numbers.
Step 3: Get a Better Deal
We show you exactly how much you can save.
If we can beat your current offer (which we usually can), you can move forward with confidence!
No sales pressure—just better pricing and lower fees for you.
Mortgage Brokers Helped Borrowers Save Thousands—Here’s the Proof
"Using HMDA Data from 2023, Over the life of the loan when working with an independent mortgage broker as opposed to a nonbank retail lender."
in 2023 for all loans in Majority Minority Census Tracts (MMCT), where more than half the population is made up of minority groups. This is compared to the 58% approval rate of retail lenders.
"Beyond the savings over the life of the loan, the study also concluded that veterans and minorities benefit significantly by going through the wholesale channel."
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“My lender originally quoted me thousands in fees—New Point Lending caught the overcharges and saved me $3,200!”
“I didn’t even know my lender wasn’t giving me the best deal. After a quick review, I got a lower rate and saved $150/month.”
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