Effective. Efficient. Expeditious.


Think You Got the Best Mortgage Deal?


Let Us Prove You Can Do Better!

Upload Your Loan Estimate –

We’ll Show You How to Save on Fees & Interest.

A young man standing and looking at the open computer in his hand.  Possible reviewing data.
A young female home buyer contemplating submitting her loan estimate for review

Committed to Helping

Our Clients Succeed


✔️ Save with a Free Loan Estimate Review

✔️ We Beat Competitor Pricing on Fees & Rates

✔️ Transparent, No-Obligation Comparison


Are You Really Getting the Best Mortgage Deal?

✅ Are you sure you're getting the best mortgage deal?

Most lenders won’t tell you that their fees are padded, and their rates aren’t the best you can get. Small differences in fees and interest rates can cost you thousands over the life of your loan.

✅ How do I know if I’m overpaying?

It’s all in the details. Lenders often add unnecessary costs, inflate origination fees, or offer rates that aren’t as competitive as they seem. Without knowing what to look for, you could be paying more than you should.

✅ What happens when I show my lender that I found a better deal?

Often, lenders will suddenly “find” a way to lower their fees or offer a better rate—but only after getting caught. If they weren’t looking out for your best interest before, why should you trust them now? Shouldn’t they have given you their best deal the first time?

✅ How can I be sure I’m getting the best deal?

That’s where we come in. At New Point Lending, we analyze your Loan Estimate, break down the numbers, and show you a better deal—without the games, gimmicks, or sales pressure.

How It Works

(3 Simple Steps to a Better Mortgage Deal)

A young male homebuyer getting ready to submit his Loan Estimate for review.

Step 1: Upload Your Loan Estimate or Provide Basic Info

  • Estimated Credit Score

  • Purchase Price & Down Payment

  • Loan Type (Conventional, FHA, VA, etc.)

  • Zip Code or State

Step 2: We Compare & Analyze

  • We break down your Loan Estimate, exposing unnecessary fees and higher-than-market rates.

  • If you don’t have a Loan Estimate yet, we use your info to provide a free pre-qualification and show you real numbers.

A single woman in an office making a phone call to the homebuyer.
A group of professionals sitting around a table comparing and analyzing loan estimates
A young man sipping on a cup of coffee or tea.  Happy with his choice to submit his loan estimate for a compare and save review.

Step 3: Get a Better Deal

  • We show you exactly how much you can save.

  • If we can beat your current offer (which we usually can), you can move forward with confidence!

  • No sales pressure—just better pricing and lower fees for you.

Committed to Helping Our Clients Succeed


Mortgage Brokers Helped Borrowers Save Thousands—Here’s the Proof

$10,662

Consumers avg savings

"Using HMDA Data from 2023, Over the life of the loan when working with an independent mortgage broker as opposed to a nonbank retail lender."

70% Approval Rating

Trusted by Home Buyers


in 2023 for all loans in Majority Minority Census Tracts (MMCT), where more than half the population is made up of minority groups. This is compared to the 58% approval rate of retail lenders.

$13,432

Veterans & Minorities

"Beyond the savings over the life of the loan, the study also concluded that veterans and minorities benefit significantly by going through the wholesale channel."

A group of professional men and women standing in a group looking as though they are ready to help.

Real Homebuyers, Real Savings

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Kim Wexler


“My lender originally quoted me thousands in fees—New Point Lending caught the overcharges and saved me $3,200!”

Billy Jackson


“I didn’t even know my lender wasn’t giving me the best deal. After a quick review, I got a lower rate and saved $150/month.”

(801) 505-2567

[email protected]

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© 2025 New Point Lending LLC, NMLS 2133626 - All Rights Reserved, This is not an offer to lend. All Rights Reserved